Fast and easy application process
24/7 payments through a best-in-class online portal
Stronger credit with responsible use
WELCOME! See if you prequalify for an Avant Credit Card
Take the next step on your financial journey. Checking to see if you prequalify for an Avant Credit Card does not impact your credit score.
Enter your information to see if you have an offer:⁶
AVANT CREDIT CARD
Get the buying power you need and, with responsible use, take steps toward building your credit at the same time.
SIMPLE AND TRANSPARENT
CREDIT OPTIONS
We’re here to help you reach your financial goals.
Ranging From
$0-$75
ANNUAL MEMBERSHIP FEE¹ ²
Ranging From
$300-$3,000
CREDIT LIMIT¹ ²
¹ APR ranges from 29.24%-35.24%. ² At this time, approved applications submitted directly through the Avant website will have a $39 annual membership fee, a minimum credit limit of $300, and a 31.24% APR that varies. Pricing may vary based on offers provided through different channels. If you received an offer in the mail, please refer to your letter for the specific terms offered. For more information regarding other account terms, see rates and terms.
Answers to your Avant Credit Card prequalification questions
You've got questions, we've got answers.
What credit score is needed for an Avant Credit Card?
While most Avant Credit Card customers have a FICO score of 550 or higher, other factors such as income and credit history are also taken into consideration for eligibility. Therefore, having a score of 550 or higher does not guarantee approval, but it may increase your chances of being approved.
What credit limit does Avant start with?
People with fair credit, average credit, or limited credit history may get a fast decision for an Avant Credit Card with a credit limit from $300–$3,000. The information you provide in your application about your income and your credit report tells us about your existing debts and helps us determine your credit worthiness and potential credit limit, if approved.
Is Avant credit card instant approval?
The Avant Credit Card online application process is fast and easy. If your application is approved, you may be asked to complete additional steps to verify your identity.
Does Avant do a hard credit pull?
Checking your eligibility DOES NOT impact your credit score. If you prequalify for an offer and choose to submit a full application, we will then conduct a hard pull on your credit, after gaining your consent.
How long does Avant take to approve?
Checking to see if you prequalify for an Avant Credit Card can be quick! If you choose to move forward, we offer a speedy online application process. We may require further identity and income verifications.
Why choose the Avant Credit Card?
Don't let hidden fees surprise you.
Zero hidden fees
Zero fraud liability for unauthorized charges^
Zero deposit required
The many types of Avant cardholders.
Credit Rebuilder
So you’d like to own your own home or car someday? Avant Credit Card is designed to help you efficiently rebuild your credit score with responsible use.
Sensible Borrower
You like to be in control and you hate surprises. With our card, you get access to credit at a fair price and no hidden fees.
New to Credit
A stellar credit score doesn’t happen overnight. Avant Credit Card is a simple, affordable step to building a solid credit history.
