What is a fertility loan?

A fertility loan is a personal loan that can be used to help finance IVF, fertility medications, stored eggs, and related treatments. You may be able to take out a personal loan for almost any reason at all. You may be able to use it to consolidate high interest credit card debt or IVF treatment. Fertility loans through Avant range from $2,000-$35,000* and offer fixed rates that allow you to make simple monthly payments to pay off your loan.

Does insurance cover IVF?

According to the National Conference of State Legislatures (NSCL), while most states with laws requiring insurance companies to offer or provide coverage for infertility treatment include coverage for in vitro fertilization, California, Louisiana and New York have laws that specifically exclude coverage for the procedure.

Can you take out a loan for IVF?

Yes, you may be able to use a personal loan for in vitro fertilization. Other uses of a personal loan include debt consolidation, home renovations and car repairs. If approved, funds will be deposited into your account as soon as the next business day‡ so you can begin planning your treatment without delay.

How much can I borrow for IVF financing?

IVF loans ranging from $2,000-$35,000* are available through Avant. If approved the actual loan amount, term, and APR that a customer qualifies for may vary based on credit determination and state law. Minimum loan amounts vary by state.

Can I qualify for IVF loans with bad credit?

Customers who take out personal loans through Avant typically have credit scores between 550 and 700. If your credit score falls within that range, you may qualify for an IVF loan through Avant.