Creditworthiness is a measure of a person’s likelihood and ability to repay their debts. It is one of many measures a lender can use to determine if you will be approved for a new credit card, loan, or line of

Key Takeaways If your debt is weighing you down, it’s time to break free of it. While you can’t just make it disappear, you can use strategies like debt consolidation and a targeted repayment approach to ease the load, helping

Wondering where all of your money goes each month? If you’re one of the nearly 30% of Americans who live without a monthly budget, then you’re not alone. If you feel like you’re living paycheck to paycheck or struggling to

We all know that physical fitness is an important aspect of maintaining a healthy lifestyle. However, when was the last time you heard about financial fitness? If you want to be financially fit, here are some of the key habits

If you’ve gotten by just fine without a budget, you might think that you don’t need one at all. But when you start to map out your income and expenses across months, you might be surprised at what you can

The word “couponing” tends to incite drastic opinions. Most people are either in favor of it (who can live without couponing?!) or very much against it (who has time for that?). If you find yourself veering towards the latter, check

Most of us don’t realize all the costs associated with maintaining our pets, and we tend to only think of costs for food and the occasional visit to the vet. But in reality, taking care of our pets costs Americans

How you choose to spend and handle your money today will really impact your finances later on. Lots of people like to live in the moment. They just don’t look at money and the long term options or risks that