1) Real American problems.

Roughly two-thirds of American households carry credit card debt and two-thirds of American adults are overweight or obese. Chances are that you or someone you know is struggling with with at least one of these issues. Both are a real problem that Americans are dealing with and both issues are central to our well-being and livelihood.

2) Stick to the plan.

Dropping debt and dropping pounds both require some resolution and determination. You must have a goal in mind, figure out a game plan, and work hard to achieve your goal. The more significant the amount you need to lose, the more crucial it is to plan for it.

3) Track your progress to see results.

Track what you eat, how much you exercise, and what you weigh on a daily basis and you’ll see small victories that keep you motivated to reach your goal. The same goes for tracking your debt repayment progress: keeping your eye on the small victories can help keep you motivated for the long term, which is what debt repayment takes.

4) Removing temptation is key.

If you don’t have candy or cookies lying around the house or your office, you’re less likely to eat it and gain weight as a result. If you make your credit cards inaccessible, you’ll be less likely to charge it on the card and accrue debt.

5) The holidays are tough to get through without gaining!

Holidays are an amazing time of year filled with friends, family and joy, but they sure do put a monkey wrench in your plans to “be good,” don’t they? It’s more important than ever at this time to exercise some will power and not give in to temptation. Eat a healthy meal before you attend the office holiday party. Be creative and thoughtful with your gifts instead of being lavish and spendy with your credit card. You’ll thank yourself  in the long run.

6) Let others others inspire us.

Did you hear Jim lost fifty pounds last year and looks better than ever? Did you know that Mary just got out of $20,000 worth of debt and she couldn’t be happier? When we hear others success stories, it inspires us and keeps us motivated.